Financial Services
Regional Bank SME Credit Dataset
8 years of SME credit behaviour. 35,000 entities. Monthly financial snapshots. Previously used only for internal risk modelling — until a DataVault assessment revealed its true commercial potential.
The Asset
Monthly financial health snapshots, repayment behaviour, sector classification, and geographic location at postcode level. The bank's CDO was asked by the board to identify monetization opportunities.
Five-Lens Valuation
Each lens provides an independent perspective on the asset's worth
Top 3 Monetization Pathways
Ranked by revenue potential for this specific asset
AI Model Licensing
€6M–15M one-timeExclusive training rights to a fintech AI lab. Requires pseudonymised derivative.
DaaS Subscription
€2M–3.6M annualAnnual subscription to 2-3 fintech buyers for credit risk analytical use.
Aggregated Index
€400K–600K annualMonthly SME financial health index to insurance underwriters and research firms.
Assessment Timeline
Scoping call. MSLA signed. SME credit dataset shortlisted.
Asset intake. Discovery Agent deployed. 10-field profile completed.
AI deep-dive interview. 6 questions on provenance, consent, buyers.
Five-lens computation. CDVS formula run. Quality gate passed.
DataVault report signed. CSM walkthrough. Dual monetary range delivered.
Marketplace listing. Buyer matching activated. First introductions arrive.
30-Day Quick Wins
Commission DPIA from qualified EU privacy counsel
Unlocks EU buyer pool and removes largest MRS suppressor
Produce a one-page data dictionary for all 47 schema fields
Improves MRS governance sub-score immediately
Confirm automated monthly extract pipeline SLA
Improves Data Quality risk from Amber to Green
What Could Your Financial Data Be Worth?
This worked example produced a 5-year NPV of €15.6M from an asset previously valued at zero. Start with a free 30-minute scoping call.
Get Started with DE platform
Helping organisations discover, value and commercialize their data assets through evidence-based DataVault assessments and an AI-driven marketplace. Your data stays in your environment. We earn when you earn.
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